Mandatory Provident Fund (MPF) in Hong Kong

In theory, the Mandatory Provident Fund (MPF) scheme in Hong Kong is not the only retirement scheme you can choose for your employees. As an incentive to attract high performing staff, you can provide tailor-made retirement package and apply an exemption from MPF, such as the defined-benefit scheme which is more popular in overseas countries. Nevertheless, let's assume you are about to offer MPF scheme for your staff members.


For all employees aged 18 but under 65 years old, and employed for a continuous period of 60-day or more (defined as "regular employees"), they should be enrolled in an MPF scheme within 60 days of employment.

Even if the staff member is employed on part-time basis, as long as the employment is more than 60 days, such staff member is also required to be enrolled in an MPF scheme.

For construction industry or catering industry where employment period may be less than 60-days (defined as "casual employees"), you should enroll your employee in an MPF scheme within the first 10 days of employment.

Reference on MPFA website regarding enrollment of new members:

Choice of MPF Schemes: